Work Test

Once an individual reaches age 67, they are no longer eligible to make contributions into super without meeting the government’s work test. This means being ‘gainfully employed’ means working at least 40 hours in a period of 30 consecutive days during the same financial year that you wish to make any contribution. A written declaration needs to be provided and accepted by your superfund to make these contributions. Once accepted, individuals can contribute up to the standard limits.

RECENTLY ADDED

Investments|Superannuation|

Pre-Retirement Planning in Australia: Strategies for High-Balance Super Investors (2025–26)

February 13, 2026
Superannuation|

Non-Concessional Super Contributions – Rules, Limits and Advanced Planning Strategies

February 4, 2026
Superannuation|

Concessional Super Contributions – How They Really Work (and How to Use Them Strategically)

February 2, 2026
Superannuation|

Understanding Superannuation Contributions in Australia: A Practical Guide for Building Long-Term Wealth

January 28, 2026